Grounded in the Fair Credit Reporting Act
Take control of what's on your credit report
Approved Disputes finds inaccurate and outdated items, drafts dispute letters grounded in the FCRA, and tracks every round to resolution.
Experian
612
+18
Equifax
604
+11
TransUnion
619
+22
Collections — Midland FundingRound 2 · sent
Late payment — Capital OneRound 1 · drafting
Hard inquiry — unverifiedResolved · deleted
How it works
- Step 1
Create your account
Sign up in under a minute. No card required to get started.
- Step 2
Add your credit report
Import your report so we can flag inaccurate, outdated, or unverifiable items.
- Step 3
Send disputes & track progress
Generate tailored dispute letters and follow every round from one dashboard.
AI-drafted dispute letters
Every letter is unique, factual, and cites the specific FCRA basis for the dispute.
Round-by-round tracking
30–45 day cycle timers per item, with the next-round strategy suggested automatically.
Everything in one place
Reports, negative items, letters, and documents — organized and always current.
Built for compliance
Cancellation-rights disclosures, an append-only audit log, and no advance-fee traps.